Real estate appraisal services for homeowners in the city of New Auburn and Washington County

The top reasons WI homeowners order from TCB Appraisal:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
Remove PMI to cut your mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a WI divorce, when real estate property needs to be divided
To determine the true market value of property in question to settle an estate in WI

Need help determining the value of your house in or near New Auburn, WI?
Contact TCB Appraisal.

We at TCB Appraisal understand the unique needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a consumer that most likely doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are veterans in helping customers just like you get rid of unwanted and unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that is going down. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from TCB Appraisal is your number one weapon.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. TCB Appraisal can help you reinstate your home equity line of credit with efficient appraisal.

We Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for preciseness? TCB Appraisal offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.